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APRA submissions 2021


23 December 2021

23 December 2021

22 December 2021

17 December 2021

21 October 2021

Published 30 June 2021

Published 30 April 2021

Letter to the Senate Economic Legislation Committee’s Inquiry into the Treasury Laws Amendment (Your Future, Your Super) Bill 2021 - Thursday 18 March 2021

Issued 10 February 2021

APRA submissions to the Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry

Royal Commission final report

APRA's plans in relation to specific recommendations contained in the Final Report of the Royal Commission 
APRA's responses to Royal Commission recommendations

Royal Commission interim report

APRA submission on Interim Report, including regulatory framework and practices, conduct, culture and governance and specific issues  covered in the report, such as lending practices and codes of conduct.

Issued October 2018

Royal Commission Round 6: Life and general insurance

APRA submission on Round 6: Life and general insurance, including underwriting and policyholder disclosure, insurance in superannuation, product design and claims management

Royal Commission Round 5: Superannuation

APRA submission on Round 5: Superannuation case studies  – issues related to governance, related parties, fees and commissions, MySuper transition, IOOF Investment Management Limited and Colonial First State Investments Limited

Superannuation case studies

APRA submission on Round 5: Superannuation Policy and General Questions, including industry structure, APRA's powers and approach to deterrence, managing conflicts, members' best interest and the sole purpose test

Royal Commission Round 4: Experiences with financial services entities in remote and regional communities

APRA submission on Round 4: Experiences with financial services entities in remote and regional communities – issues relating to agribusiness lending, valuation practices and funeral expense products

Royal Commission Round 3: Loans to small and medium enterprises

APRA submission on Round 3: Loans to small and medium enterprises – Regulatory capital requirements and the Banking Code of Practice; issues relating to the Commonwealth Bank of Australia

Royal Commission Round 2: Financial advice

APRA submission on Round 2: Financial Advice – Enforceable undertakings as a regulatory enforcement tool

Royal Commission Round 1: Consumer lending

APRA submission on Round 1: Consumer Lending – APRA's response to residential mortgage lending practices; the role of remuneration and incentive policies